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The IRS does not wait. The moment you fall behind on taxes, penalties start piling up, interest compounds, and before you know it, your debt has doubled. Then come the threats—wage garnishments, frozen bank accounts, tax liens on your home. And if you think ignoring those IRS letters will make them stop, think again. The IRS has one goal: to collect as much as possible, as quickly as possible.

But here’s what most people don’t realize: you have options. The IRS won’t tell you about them, but tax professionals know how to fight back, negotiate settlements, and even eliminate tax debt.

At Demian & Associates, CPAs, we deal with the IRS for you. We stop aggressive collections, lower your tax debt legally, and ensure you never have to face the IRS alone. If you owe the IRS, waiting only makes it worse. Let’s fix it now.

The Hidden Danger of IRS Debt: How It Gets Worse Every Day

Owing the IRS isn’t like owing a credit card company. They don’t just send reminders—they take action. Here’s what happens when you delay:

• Interest and Penalties Keep Growing – The IRS charges daily interest and penalties, often doubling what you originally owed.
• Bank Levies and Wage Garnishments – The IRS can legally freeze your bank account and take a portion of your paycheck—without warning.
• Tax Liens Wreck Your Credit – An IRS lien makes it nearly impossible to buy a home, get a loan, or even pass a background check.
• IRS Audits and Seizures – If they believe you’re hiding assets, they can audit you, seize property, and even take your car or home.

This is not a problem that “goes away.” The IRS has 10 years or more to collect on tax debt, and they always find a way to get their money—unless you take action first.

IRS Debt Relief Programs: How to Legally Reduce or Settle Your Tax Debt

The IRS wants you to believe you have two choices: pay in full or suffer the consequences. That’s simply not true. With the right strategy, you can reduce, delay, or even eliminate your tax debt.

1. Offer in Compromise (OIC): This is the IRS’s own debt settlement program, allowing taxpayers to settle for far less than they owe. But here’s what they don’t tell you: most OIC applications get denied. Without expert representation, your chances of approval are slim. We know how to present your case the right way to maximize approval and lower your debt.
   
   
2. Installment Agreements: If paying in full isn’t an option, we negotiate an affordable monthly payment plan. The IRS has strict guidelines, but we know how to get you the lowest possible payments.
   
   
3. Currently Not Collectible (CNC) Status: If you can’t afford to pay, the IRS may pause collections entirely. No garnishments, no bank levies—just time to get back on your feet.
   
   
4. Penalty Abatement: IRS penalties add up fast. Many taxpayers qualify for penalty relief, but the IRS won’t tell you unless you ask. We know how to get penalties removed, lowering your total debt.
   
   
5. Innocent Spouse Relief: If your spouse (or ex-spouse) caused your tax issues, you may not be responsible. We help separate your liability so you don’t pay for someone else’s mistakes.

Not sure which option is best for you? Demian & Associates, CPAs analyze your situation and fight for the lowest settlement legally possible.

Why You Should Never Negotiate with the IRS Alone

The IRS has lawyers, accountants, and collectors working against you. They are not on your side. They won’t guide you to the best relief programs. They certainly won’t negotiate in your favor.

But we do.

Here’s why working with Demian & Associates, CPAs gives you the upper hand:

• We know the IRS rules inside and out – We use the same tax laws the IRS relies on to lower your debt legally.
• We stop aggressive collections immediately – The moment we take your case, the IRS must go through us. No more harassing calls, no more threats.
• We get better results – The IRS denies most settlement requests—unless handled by professionals who know how to present your case properly.
• We negotiate the lowest possible settlement – The IRS wants as much money as possible. We make sure you pay as little as possible.

The IRS counts on taxpayers not knowing their rights. We make sure you don’t get taken advantage of.

How We Settle Your IRS Debt—Step by Step

Getting tax relief is easier than you think—but only if you act now. Here’s how we help:

Step 1: Free Consultation

We review your tax situation, explain your options, and determine the best path to settle your debt.

Step 2: Investigation & Strategy

We analyze IRS records, uncover any errors, and build a custom strategy to reduce what you owe.

Step 3: IRS Negotiation & Resolution

We handle all communications with the IRS, fight to lower your tax debt, and secure the best settlement possible.

Step 4: Compliance & Future Tax Planning

We ensure you stay IRS debt-free with smart tax strategies to avoid future problems.

Every case is different. Some clients settle for pennies on the dollar, while others get penalties wiped out or payment plans reduced. But the key is acting fast before the IRS takes action against you.

Take Control of Your IRS Debt Before the IRS Takes Control of You

If you owe the IRS, time is not on your side. Every day you wait, interest builds, penalties increase, and the IRS moves closer to taking your wages, freezing your bank account, or placing a lien on your home.

But you don’t have to fight this alone. Demian & Associates, CPAs will:

• Stop IRS collections immediately so you can breathe again.
• Reduce or settle your tax debt for the lowest amount legally possible.
• Handle everything for you—so you never have to speak to the IRS yourself.

The IRS has tax attorneys and accountants working against you. Make sure you have professionals working for you.

Schedule a Free Consultation—The Sooner You Act, The More You Save.